May 1, 2025
Renting a home in Toledo, Ohio, should be an exciting step—not stressful. If you’re experiencing financial difficulty, you’re not alone and have options.
At Buckeye Northwest Realty, we want to ensure every renter, from first-timers to veterans, can access the support they need.
This guide breaks down the most helpful rental assistance programs available in the Toledo area and offers tips on how to apply.
What Is Rental Assistance?
Rental assistance programs help tenants struggling to afford housing by covering rent, utilities, or both. Some provide temporary support during a crisis; others offer long-term aid for eligible individuals, including veterans, seniors, and low-income households.
Major Rental Assistance Programs in Toledo
1. Lucas County Emergency Rental Assistance Program (ERAP)
This local program offers help with the following:
- Overdue rent and utilities
- Upcoming rent (depending on eligibility)
- Past due energy or water bills
Eligibility:
- Income at or below 80% of area median income
- Financial hardship due to COVID-19 or other challenges
2. Pathway, Inc. – Housing Stability Services
Offers:
- Emergency rent and utility aid
- Deposit and relocation support
- Case management for housing needs
Great for: Families, individuals facing eviction, or those in transition.
Learn more: pathwaytoledo.org
3. Salvation Army – Emergency Family Services
Provides:
- Short-term rental help
- Emergency financial assistance (including utilities)
Note: Availability depends on funding and family situation.
Contact: 419-241-3549 | salvationarmyusa.org
4. United Way 2-1-1 Helpline
Call 2-1-1 to be connected with:
- Local nonprofits offering rent assistance
- Utility relief programs
- Food and housing resources
Available 24/7 and based on ZIP code and individual need.
5. Veterans Affairs Supportive Housing (HUD-VASH) Program
For veterans and their families, this program offers:
- Rental subsidies through HUD
- Case management and clinical services via the VA
- Support finding and securing stable housing
Eligibility: Must be VA-eligible and experiencing homelessness or housing instability.
Apply through: Your local VA Medical Center or contact Toledo VA Clinic at 419-259-2000.
6. Volunteers of America (VOA) – Veteran Services
VOA helps veterans in Toledo with the following:
- Emergency housing assistance
- Rent payments and utility coverage
- Case management and employment resources
More info: voaohin.org
7. Catholic Charities of Northwest Ohio
Provides:
- Emergency rent assistance
- Support for utility shut-offs
- Budgeting and casework services
This organization is often a helpful option for renters who don’t qualify for federal aid but still need help.
Visit: catholiccharitiesnwo.org
Tips for Tenants Applying for Assistance
- Act Fast: Funds may be limited, and programs fill up quickly.
- Be Prepared: Gather your lease, pay stubs, ID, utility bills, and proof of hardship.
- Tell Your Landlord: We at Buckeye Northwest Realty appreciate proactive communication—we’ll work with you through the process.
- Keep a Copy: Save all documentation related to your application for your records.
Why Buckeye Northwest Realty Cares
Life happens; when it does, you shouldn’t have to face housing challenges alone. Buckeye Northwest Realty is proud to support renters by:
- Providing documentation for rental assistance applications
- Offering flexible solutions when tenants are working through the process
- Helping you access reliable housing support resources
Our Final Thoughts
If you’re renting in Toledo and facing financial hardship—help is out there. Whether you’re a veteran, student, single parent, or just going through a tough time, these programs are designed to keep you housed and supported.
Have questions about rental assistance or need help navigating the process?
📞 Call our team at (419) 385-5555—we’re here to support you with information, documentation, and understanding.
